Lower rates, an opportunity to renegotiate the interest on your mortgage
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The Covid-19 crisis has hurt borrowers in many ways. The only respite some may have is the reduction in the interest rate on home loans.
Most lenders cut rates after a push from the government and the Reserve Bank of India. Moreover, with the system filled with cash, lowering rates may be the only way to attract new borrowers. “If there is a difference of 75 basis points (bps) or more between the existing rate and the rate our client is paying, based on transfer calculations and other costs, we advise clients to relocate.” , explains Suresh Sadagopan, …
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First published: Tue 28 July 2020. 20:33 IST
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